Naaz Financial Services
Investments

Grow your wealth with us

Registered plan strategies that match your goals, risk profile and time horizon — with an advisor who explains every step.

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01

RRSP

Registered Retirement Savings Plan

Reduce this year's tax bill while investing for retirement. Contributions are tax-deductible and growth is sheltered until withdrawal.

  • Contribution room based on 18% of earned income
  • Ideal for high-income years
  • Spousal RRSPs for income splitting in retirement
02

TFSA

Tax-Free Savings Account

The most flexible registered account in Canada — contributions aren't deductible, but growth and withdrawals are entirely tax-free.

  • Withdraw any time without tax consequences
  • Room is restored the following calendar year
  • Great for short and long-term goals alike
03

RESP

Registered Education Savings Plan

Save for a child's post-secondary education and receive up to $7,200 per child in Canada Education Savings Grants.

  • CESG matches 20% on first $2,500/year contributed
  • Additional grants for eligible families
  • Individual, family and group plan structures
04

FHSA

First Home Savings Account

The newest registered account — combines RRSP-style deductions with TFSA-style tax-free withdrawals for a first home purchase.

  • Contribute up to $8,000/year, $40,000 lifetime
  • Tax-deductible contributions
  • Tax-free qualifying withdrawals for a first home

Not sure which account is right for you?

We'll walk through your goals and recommend the right mix — often it's more than one.

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